Top 5 Reasons to get Travel Insurance
Are you thinking about getting travel insurance? You should be.
It is crazy to me that people even debate this. Especially those of us who lead action packed adventure lifestyles, however a lot of people are one the fence about travel insurance. For us, it just makes sense. We always consider a provider that will cover medical expenses, emergency travel, and travel document retrieval. Since we run our own business we really aren’t willing to pay upfront for a lot of medical costs abroad, should they ever arise. And why would we, when for the price of solid meal here in Tacoma, we could purchase travel insurance for the whole of the trip?
We recently recomended MedEx of United Healthcare Global to our buddy, Ben Herndon before his trip to Australia.
There is a certain piece of mind that comes with knowing that should anything happen you can fully commit to going to the doctor, no matter where you are in the world when things hit the fan.
Still not convinced? Here are my TOP 5 reasons why you should book travel insurance before your next trip.
#1 – Finding a legit doctor.
The team that works with you in an emergency has a list of reputable professionals wherever you are. If you are hurt or sick the last thing you want to worry about is whether or not you walked into a doctor’s office or a local vet and not being able to ask because you never brushed up on your Albanian like you said you would. When that Mahi you shouldn’t have eaten gives you food posioning, rest assured that you can call your insurer and get directions to a proper doctor that is covered.
#2 – Translation
Like we said, trying to work out the phrase “broken clavicle” in French while giving directions to the only Uber driver in Southern France isn’t fun. Luckily a travel insurer like MedEx can provide you with a translator to help you get from point A to point OK.
#3 – Documents and Non-Medical Issues
Perhaps you lost your passport in Bali or you need legal help after your scooter collision in Vietnam, don’t panic, your travel insurance can cover that too. Check with your provider but a lot of coverage will also help you with travel drama that isn’t medically involved.
#4 – Getting Home
If it turns out you have amebas or some other horrible gut problem and you don’t want to visit the doc in Mumbai, but want to get back to see your own doctor, that’s ok too. Most travel insurance covers your cost of getting back home in a medical emergency. Since flights home can often be more expensive than the medial treatment, knowing you’re covered is a huge relief.
#5 – Sleep
Being able to sleep on a local farm, in a blizzard, on Iceland is great. It’s even easier knowing that someone out there has your back should you fly off the road in a whiteout. For just a couple dollars a day you can prevent yourself from paying for years in the case that something goes off the plan, and let’s face it, it’s travel. Plans change all the time. It’s better to be prepared.
*It should be noted that Travel insurance plans from MedEx are not available for purchase for residents of Washington State or New York. If you want our recommendation for WA or NY travel insurance providers please don’t hesitate to reach out.